Disability Quagmire

This article-Report: State Budget Cuts Hurting Disabled- referred to by Jeanne Pi in The Texas Elder Law Blog states that the U.S. Supreme Court last year issued four decisions against the disabled. The article goes on to say that one…

This article–Report: State Budget Cuts Hurting Disabled— referred to by Jeanne Pi in The Texas Elder Law Blog states that the U.S. Supreme Court last year issued four decisions against the disabled. The article goes on to say that one of the rulings against the disabled was that “disabled people cannot demand jobs that would threaten their lives or health.” I was struck with incredulity over the statement. This is bad? Then I ventured over to How Appealing to read this post which just happened to mention the case as well.

Advance Child Tax Credit Payments

Today, the federal government will mail the first of more than 25 million checks for tax savings brought about by the Jobs and Growth Tax Relief Reconciliation Act of 2003. According to the Internal Revenue Service, the checks represent an…

Today, the federal government will mail the first of more than 25 million checks for tax savings brought about by the Jobs and Growth Tax Relief Reconciliation Act of 2003. According to the Internal Revenue Service, the checks represent an advance of this year’s child tax credit increase and will go to most parents who claimed the credit on their 2002 returns. You can access the IRS’s mailing schedule and other information here. Also, the IRS has a nifty feature to let taxpayers know the amount and mailing date of their advance payment checks. Click on “Where’s My Advance Child Tax Credit?” and enter the information requested to check on the status of a payment. The status check will also tell if a payment may be reduced because of taxes owed or an outstanding non-tax federal debt, or why a taxpayer with a child does not qualify for an advance payment. This Web feature should have information for a taxpayer about 11 days before the check mailing date. Currently, the information covers taxpayers whose checks will be mailed this week and next, as well as taxpayers who have children but are not eligible for an advance payment. By July 28, it should have information for all taxpayers included in the initial mailings. The system will be updated weekly with data from returns as they are processed.

More News . . .

France voted to overhaul its pension sytem as reported here by the Boston Globe: "France overhauls pension law." This came despite weeks of protests by French workers in May and June as previously reported on here. United Airlines is pushing…

France voted to overhaul its pension sytem as reported here by the Boston Globe: “France overhauls pension law.” This came despite weeks of protests by French workers in May and June as previously reported on here.

United Airlines is pushing aggressively for legislation that would allow the company to defer payments to its massively under-funded pension plans, the company’s chief executive said Thursday, as reported by Anne C. Mulkern for the Denver Post in this article: “United pushes for pension-plan help: Airline wants to defer payments to ailing fund.”

You can also read this interesting story about pension rights for elephants in India as reported by the BBC: “Pension rights for Indian elephants: Elephants employed by the state of Kerala in southern India are to be granted full retirement benefits at the age of 65.” (I even heard Paul Harvey refer to this story yesterday as we were listening to him on our way back from Chincoteague Island.)

The Wall Street Journal carried an op-ed on Tuesday by Peter R. Fisher, undersecretary of the Treasury: “Redefined Benefits.” (Subscription required.) The article stated that “[d]iscounting pension liabilities over the long term using a single, one-size-fits-all corporate bond rate would lead to systematic underfunding of pension plans with predominantly older workers.” Another op-ed in the Journal on the same day–“Pension Reform For Fruitcakes“–states that “the House Ways and Means Committee ducked wider reform by voting a quick fix: Pension plans would get the fat carrot of replacing the 30-year Treasury rate with a corporate bond rate.”

Today’s News

After a wonderful three days at Chincoteague Island in Virginia with the family, it is great to be back! While we did not get to see the annual Pony Penning which apparently takes place next week, we were able to…

After a wonderful three days at Chincoteague Island in Virginia with the family, it is great to be back! While we did not get to see the annual Pony Penning which apparently takes place next week, we were able to see the famous herds of ponies which make their home on Assateague Island and enjoy many of the other island attractions as well.

Here is today’s Federal Register. Since I have been unable to post here from July 22-24th, previous Federal Registers for July 22-24th can be accessed here.

The U.S. General Accounting Office has concluded that the single-employer pension insurance program of the Pension Benefit Guaranty Corporation (“PBGC”) is at “high risk” and has added it to the list of major federal programs that need “congressional and agency action.” You can access the report here. The report provides that the single employer insurance program has moved from a $9.7 billion accumulated surplus in 2000 to a $3.6 billion accumulated deficit in fiscal year 2002 and that, as of April 2003, the program’s unaudited deficit was an estimated $5.4 billion, the largest in PBGC history. The report cites terminations of large underfunded pension plans of bankrupt firms in troubled industries like the steel and airline industries, declines in the stock market, declines in interest rates, and certain weaknesses in the current funding rules, as contributing to the program’s weakened condition. Also, the report provides that these “factors mask broader trends that pose serious program risks”:

For example, the program’s insured participant base continues to shift away from active workers, falling from 78 percent of all participants in 1980 to 53 percent in 2000. In addition, the program’s risk pool has become concentrated in industries affected by global competition and the movement from an industrial to a knowledge based economy.

The Wall Street Journal carried this article by Ellen Schultz on the GAO report: “GAO Sees ‘High Risk’ At U.S. Pension Insurer.” (Subscription required.) The article quotes David Walker, the comptroller general of the GAO as saying that the office favors tougher rules requiring employers to increase minimum funding of their pension plans, and also favors increases in the premiums that employers pay to the PBGC, moves that are supported by the Treasury and the insurer. The article also reports that the House Committee on Education and the Workforce announced its intention to hold a hearing on the financial health of the PBGC during the first week of September.

Forbes also reports: “Agency backing U.S. pensions put on risk list.”

A Little R & R

I am taking a little R & R for the next few days. As posts will probably be slim to none here until Friday, please feel free to check out the many links over on the right for some good…

I am taking a little R & R for the next few days. As posts will probably be slim to none here until Friday, please feel free to check out the many links over on the right for some good reading.

Also, one of the world’s shortest jokes from Eugene Volokh:

Pretentious? Moi?

And some fun for those who have not yet experienced the joys of this silly little helicopter (sent to me from a number of sources, the latest being from Tom Mighell via his Internet Legal Research Weekly).

2d Circuit Case on Deficient SPDs

Mark Hamblett for the New York Law Journal via Law.com has this article on the very recent Second Circuit ERISA case of Burke v. Kodak Retirement Income Plan: "Deficient Benefit Plan Not Enough to Overcome Denial of Benefits." More on…

Mark Hamblett for the New York Law Journal via Law.com has this article on the very recent Second Circuit ERISA case of Burke v. Kodak Retirement Income Plan: “Deficient Benefit Plan Not Enough to Overcome Denial of Benefits.” More on this case later . . . (By the way the title to the article should likely read “Deficient Benefit Plan Description Not Enough to Overcome Denial of Benefits.”)

What’s in the Portman-Cardin substitute bill?

PlanSponsor.com has this article on what's in the Portman-Cardin substitute bill which was approved by the House Ways and Means Committee on Friday: "Pension Bill (Still) Contains Some Welcome Relief, Controversy: The late introduction of a substitute amendment for pension…

PlanSponsor.com has this article on what’s in the Portman-Cardin substitute bill which was approved by the House Ways and Means Committee on Friday: “Pension Bill (Still) Contains Some Welcome Relief, Controversy: The late introduction of a substitute amendment for pension reform touched off a firestorm in the House Friday – but what was in the bill?

Section 83 Case Splits the Circuits

Imagine the following scenario: Husband (H) and Wife (W) are the sole shareholders of a group of related S-corporations which we will call "MC." (The tax consequences of an S-corporation flow through to the shareholders, so the shareholders recognize the…

Imagine the following scenario:

Husband (H) and Wife (W) are the sole shareholders of a group of related S-corporations which we will call “MC.” (The tax consequences of an S-corporation flow through to the shareholders, so the shareholders recognize the corporation’s income and expenses on their individual tax returns.) From 1989 to 1997, an individual which we will call “X” was the Chief Operating Officer of MC and was responsible for all of the company’s legal, financial, administrative, and other business affairs. In 1995, MC entered into an employment agreement with X that gave him a 10 percent ownership interest in the company. Under that contract, full ownership of the stock representing the 10 percent ownership share would vest gradually over time according to a schedule that would lead to partial forfeiture of his ownership rights in the event of early termination of his employment. X paid MC $2 million as consideration for the stock.

In 1995, X made a timely election under Internal Revenue Code (“Code”) section 83(b) to include the bargain element of the MC stock in his income for that tax year. However, because X represented that the $2 million that he paid for the stock reflected its fair market value-that is, that the bargain element of the transfer was zero-he did not report any income from the transfer. (Later it was discovered that X was allegedly incorrect in assigning a zero value to the bargain element, because the $2 million payment represented only a small fraction of the stock’s true value, which was allegedly $28.8 million at the time of the transfer.)

Under Treasury Department regulations, X was required to file a copy of the section 83(b) election with his employer notifying the employer of his election. (Treas. Reg. § 1.83-2(c), (d)) Because X was the chief operating officer of MC, the person he notified was himself.

Subsequently, in June 1998, MC and X terminated their employer-employee relationship. As part of the separation agreement, MC repurchased from X the portion of the stock that had vested. The purchase price was $13.2 million, based on an estimated company value of $165 million. At that point, H and W discovered that X had made a section 83(b) election in 1995. As a result, MC calculated the 1995 value of the property that had been transferred to X and issued corrected W-2 forms reflecting that value. The modification increased X’s wage income by more than $20 million. MC also paid the employer’s share of the employment taxes for that compensation. The IRS has since audited X’s tax return and issued an audit report proposing to increase his gross income by $26,759,800 based on a stock value of $28,759,800. However, the agency and X have not yet reached a final determination as to the amount, if any, by which his gross income will be increased for purposes of calculating his 1995 tax liability.

Should H and W be entitled to deduct for 1998 the full amount that should have been included in X’s income for the year as a matter of law, or only the amount that actually was included in income by X for that year?

In a very well-written opinion and ruling for H and W, the United States Court of Appeals for the Federal Circuit in the case of Robinson v. U.S. (via Findlaw.com) held that that H and W were entitled to a deduction based on the amount that was legally required to be included in X’s gross income, without regard to the amount that was actually included on his return or that X and the IRS ultimately agree should be included on that return for purposes of calculating his tax liability. The opinion apparently conflicts with a Tax Court decision and also a Sixth Circuit unpublished ruling. In holding for H and W, the court stated:

We recognize that our decision conflicts with language in the decision of the Tax Court (although that court was divided 9-8 on the issue), see Venture Funding, Ltd. v. Comm’r, 110 T.C. 236 (1998), which was affirmed by the Sixth Circuit in an unpublished ruling, 198 F.3d 248 (6th Cir. 1999), but we are persuaded by the arguments made by [H and W] and by the dissenting judges of the Tax Court.

Also, the opinion goes against the IRS position as expressed in their Treasury Regulation § 1.83-6(a). In holding against the IRS, the court stated:

The government contends that . . [H and W]’s interpretation of section 83 creates a “whipsaw” problem for the Internal Revenue Service. The government explains that if the employer and the employee disagree about the value of the bargain element of a section 83 transfer, the disputes could give rise to separately litigated cases, which could lead to decisions adverse to the government in both cases, resulting in the allowance of a deduction for the employer greater than the income recognized by the employee. While that outcome is possible, we think the similar “whipsaw” policy argument made by [H and W] is even more compelling. The IRS can at least participate in the cases involving both the employer and the employee and thus can take steps to protect itself against an inconsistent result. The employer, however, has no standing to participate in a dispute between the employee and the IRS regarding the amount claimed by the employee as gross income from the section 83 transfer. Moreover, because any reduction in the amount claimed by the employee results in a reduction in the amount that can be deducted by the employer, the IRS would have little economic incentive to insist on the employee reporting the full value of the transferred property. In that setting, the employer would be helpless to avoid a settlement between the IRS and the employee that significantly understated that value, and thus resulted in an artificially low deduction for the employer. Accordingly, we do not find the policy argument regarding possible “whipsaws” sufficient to persuade us to read the statute as the government urges. Instead, we conclude that the “whipsaw” argument cuts in favor of the employer’s interpretation, not the government’s.

For those who wish to learn more about Code Section 83 generally, you can continue reading:

Because the stock given to X was part of his salary, and because it was conveyed with restrictions on X’s ownership rights, the tax treatment of the transfer of the stock is governed by section 83(a) of the Code. Section 83(a) provides that the transfer of property in connection with performance of services yields taxable income to the service provider in the amount of the excess of “the fair market value of such property” over “the amount (if any) paid for such property.” That amount is known as the “bargain element” of the property transfer. Section 83(a) provides that the amount of the bargain element “shall be included in the gross income” of the service provider. Id.

Section 83(a) addresses, inter alia, transfers that include restrictions on vesting or on retransfer of the property. In the case of property that is conveyed subject to such restrictions, the bargain element is ordinarily treated as income to the employee in the year that the employee’s rights in the property are no longer “subject to a substantial risk of forfeiture.” (Code Section 83(a) and Treas. Reg. §§ 1.83-1(a), 1.83-3(a) & (b).) It is then taxed as ordinary income. Section 83(b) of the Code, however, gives the employee the opportunity within 30 days of the transfer to elect to recognize the income in the year of receipt, notwithstanding the existence of restrictions on ownership. (Section 83(b)). By making that election, the employee is subject to immediate tax liability for the amount of the compensation. However, electing that option enables the employee to treat as a capital gain any appreciation in the value of the property between the time of the transfer and the time that the restrictions lapse. See Venture Funding, Ltd. v. Comm’r, 110 T.C. 236, 239-40 (1998), aff’d, 198 F.3d 248 (6th Cir. 1999) (unpublished table decision).

Section 83(h) addresses the tax consequences to the employer of a property transfer made under section 83. With respect to value, section 83(h) states that the employer shall receive “a deduction” under section 162 of the Code in “an amount equal to the amount included under subsection (a), (b), or (d)(2) in the gross income of the person who performed the services.” Code § 83(h). With respect to timing, section 83(h) states that the deduction “shall be allowed for the taxable year of such person . . . in which such amount is included in the gross income of the person who performed such services.” Id.